Dubai Currency Made Simple - A Complete Guide for Travelers

7 min read

Planning a holiday to Dubai? Amidst the super-tall skyscrapers, golden sandy deserts, and global shopping haven, one thing that you certainly don't want to get confused about is Dubai money. Knowing the money can make your vacation run more smoothly, particularly for tipping, eating, and haggling at local markets.

Let's break it all down from the fundamentals to insider secrets.

What Currency Is Used in Dubai?

The UAE Dirham, shortened as AED, is the official currency of Dubai and the rest of the United Arab Emirates, for that matter. You may also find yourself seeing Dhs or DH, it's all the same and is used interchangeably.

Just recently, the Central Bank of the UAE released the new symbol for Dirham; a captial letter "D" crossed by 2 horizontal lines, as inspired by the country's flag and to represent stability of the Dirham. Although it hasn't yet replaced the "AED" abbreviation completely, you might see it popping up on digital receipts and notices across the city.

What's the Exchange Rate?

The UAE or Dubai Dirham is fixed to the US Dollar, so the exchange rate is established at:

1 USD = 3.67 AED

That's reassuring, as it provides travelers with a secure and reliable exchange rate without extreme daily variations.

Here are some other rough valuta Dubai conversions:

Currency	Approximate Value in AED
1 Euro	4.00 AED
1 GBP	4.60 AED
1 INR	0.044 AED
1 AUD	2.45 AED

(Dubai valuta exchange rates can differ slightly depending on where and how you exchange your money.)

Dubai Coins and Notes - What Do They Look Like?

Coins:

1, 5, 10, 25, 50 fils
1 AED coin

You'll be using the 25, 50 fils and 1 dirham coins primarily for small transactions or parking meters.

dubai valuta

Banknotes:

AED 5 (green)
AED 10 (brown)
AED 20 (light blue)
AED 50 (purple)
AED 100 (red)
AED 200 (light brown)
AED 500 (blue)
AED 1000 (teal)

Tip: Double-check your notes AED 100 and AED 1000 can be confusing when in a hurry.

Where Should You Exchange Money?

Though it's possible to exchange Dubai currency at the airport, the rates aren't the friendliest for travelers. For a better deal, try:

Money Exchanges at Malls

Establishments such as Al Ansari Exchange, Al Rostamani Exchange, and UAE Exchange are safe and located in most large malls such as Dubai Mall or Mall of the Emirates.

Banks

Almost all local banks have reasonable rates, but you might require your passport for the transactions.

ATMs

Everywhere in the city, ATMs allow you to withdraw AED directly. Contact your home bank regarding international withdrawal charges.

Cash or Card - What Should You Carry?

Dubai is a very digital city, and credit/debit cards are taken almost everywhere from luxury boutiques, food trucks, and so on.

However, some cash is useful in these situations:

Tipping
Local souks (markets)
Small cafes
Public transport (such as Nol card top-ups)
Minor services (such as valet parking or water supply)
Visa, Mastercard, and even contactless ones like Apple Pay and Google Pay function seamlessly around the city.

Digital Wallets and Mobile Payments

Dubai currency is adopting cashless culture quickly. You can pay with:

Apple Pay
Google Pay
Samsung Pay
Local wallets such as PayBy or Emirates NBD's Liv application

These are accepted for restaurants, taxis, grocery shopping, and even theme park admission tickets.

Tipping Etiquette in Dubai

Tipping is not compulsory, but it is a welcome gesture, following is what usually happens in the tipping area;

Restaurants - 10–15% of the bill (check if a service charge is already included)
Taxis - Round up the fare
Hotel Staff - AED 5–10 for bellboys or room service
Delivery Drivers - AED 5–10 depending on order size

What If You Have Leftover Dirhams?

No worries, you've got options:

Spend them at Duty-Free at the airport
Exchange them back at currency counters before departure
Save them for your next trip (they don't expire)
Contribute to one of the donation boxes available at Dubai Airport

Budget Hacks for Using Currencies

Opt for a card that steers clear of overseas fees
Be conservative with using cash in souks to earn improved bargains
Use money converter apps such as XE or Revolut to instantly confirm prices

The Final Dirham Digest

Currency - UAE Dirham (AED)
New symbol - The letter "D" with 2 horizontal lines
Pegged to USD at 3.67 AED
Use cash for small stuff, card for most purchases
Shopping at authorized counters
Tipping is not required but welcomed

From fine dining to street shawarma, knowing Dubai currency system is key to smart spending and carefree escapades. Whether reserving a supercar, souvenir shopping, or jumping on to a desert safari having dirhams to your name is what counts.